Frequently Asked Questions
FAQ
Frequently Asked Questions
Am I Ready to Be a Homeowner?
Only you can answer that, however, it could depend on the type of property are you looking and where you want to live
Is Renting or Buying Better?
Buying is always a better option than renting, however, you may not have the funds to complete a big purchase and then you may need to rent.
What Is the Lender's Formula?
One of the main points is affordability, knowing that you can pay the mortgage repayments each month
What Do I Look for in Homes?
Location, location, location, is alway a great factor, when looking to get your first house of flat. Is there parking and where the schools, buses or underground station.
Do I Need a Home Warranty?
You don’t get warranties on a property, this is where a survey that is set in motion by the mortgage lender. That is, if you need to loan money to buy the property.
What Should I Expect at Closing?
Your solicitor will do all the legal checks before you sign any documents. The Solicitor who is dealing with your purchase will guide you through all of the issues.
What Is Pre-approval?
When you mortgage company pre- approves your mortgage application.
Am I Ready to Rent?
You are the only person that can answer that question.
What Should I Offer?
what you feel is a fair to good offer
Can I Ask You for Advice?
For renting the answer is YES for mortgage advice answer is NO. You will need to get a qualified mortgage broker for that.
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